Financing with Southwest Kia

Southwest Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Southwest Kia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Southwest Kia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

At Southwest Kia We Help You Secure Auto Financing

Once you've found the right Car, Hatchback, Sedan or SUV, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Dallas, Burleson, Garland, Plano, Arlington, Grand Prairie and Irving, and get you behind the wheel as soon as possible.

Should You Finance or Lease Your Next Car?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Kia models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

Apply for Financing & Work with Our Team at Southwest Kia

We can help you by entering your information into this easy and secure form and letting our team take a look. We can help you learn what financing terms you qualify for, and whether to lease or buy. Our team is standing by in Dallas to help you bring home the right Kia Rio, Soul, K5, Forte or Sorento today. Contact us to learn more.

Your privacy is important to us.

Southwest Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Southwest Kia

    39650 LBJ Freeway South
    Dallas, TX 75237

    • Sales: 682-305-7203
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Get in Touch

  • Contact our Sales Department at: 682-305-7203
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-8:00PM
  • Saturday9:00AM-8:00PM
  • SundayClosed